Job Title:                   Loan Specialist

Job Classification:   Non-Exempt

Department:              Loan Department

Report to:                  Loan Production Office Manager, Zanesville

The Loan Specialist supports the lending team by preparing, reviewing, and processing loan files from application through closing. This role ensures accuracy, regulatory compliance, and timely communication with customers, loan officers, and third party partners.  The Loan Specialist plays a key role in delivering a positive, relationship focused experience for every borrower.

Essential Duties and Responsibilities include but are not limited to:

•    Process loan applications for consumer, mortgage, and commercial loans, ensuring all required documentation is collected and complete

•    Review loan files for accuracy, completeness, and compliance with bank policies and federal/state regulations

•    Order and track third party services such as credit reports, appraisals, title work, flood certifications, and verifications of employment or income

•    Prepare loan disclosures and closing documents in accordance with regulatory requirements 

•    Communicate proactively with customers, loan officers, and closing agents to ensure smooth and timely loan processing

•    Identify and resolve file deficiencies by obtaining missing information or clarifying discrepancies

•    Maintain accurate records and ensure all documentation is properly filed

•    Prepare loan applications, legal documents, letters, forms, government notices, and checks

•    Verify collateral values for loan security

•    File and maintain loan records

•    Accept and post payments on accounts: loans, credit cards, charge-offs

•    Communicate with people outside the bank, such as insurance companies, appraisers, customers, other financial institutions, and county agencies

•    Calculate financial data as needed

•    Balance loans / online posting, charge-offs and credit cards 

•    Complete required reports

•    Assist with the setup and maintenance of customer escrow accounts

•    Maintain force placed insurance

•    Track flood insurance requirements

•    Provide payoff quotes

•    Perform loan maintenance 

•    Complete assigned employee education and training

•    May be required to travel

•    Promote Peoples State Bank services when applicable

•    Perform other duties as assigned

Qualifications:

To perform this job successfully, an individual must be able to perform each of the essential duties satisfactorily.  Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.  The requirements listed below are representative of the knowledge, skill and / or ability required.  

Required Skills or Knowledge:

•    High school diploma or equivalent required 

•    Experience in loan processing, loan operations, or a related banking role preferred

•    Strong attention to detail and ability to manage multiple files simultaneously

•    Excellent communication and customer service skills

Other Skills:

•    Ability to handle confidential data ethically and professionally

•    Ability to work independently and as part of a relationship driven team with limited supervision

•    Must possess excellent organizational skills

•    Ability to communicate effectively 

•    Ability to work on multiple tasks simultaneously with strong attention to detail

•    Ability to remain calm and professional in stressful situations

•    Tolerance and professionalism when interacting with a wide variety of personalities including customers, employees, vendors, and others

Physical Demands:

•    Must be able to sit or stand, communicate effectively, and occasionally lift up to 10 pounds

If this sounds like the perfect fit, don’t wait. We’d love to meet you. Your next great opportunity might be right here.

To apply go to PSBohio.com: Connect, Career Opportunities, provide your contact information, and upload your resume.